Insurance

rrjp111

New member
Need to find out who to call. I had the Hartford and they no longer give power washing insurance. I had 1,000,000 coverage and need to get someone soon. Anyone in Louisiana know of someone good to call. Thanks ahead of time.
 
I use Farmers. You need to find a commercial agent to get it.
 
joe walters is licensed in a lot of states. i pay $850.00 a year for 1mil/ and 2 mill aggregate. ( the policy i have would satisfy usm services on the liability end )
 
I checked around this year for another agent including JW and they were a few hundred more than what I was paying and they did not even cover my equipment so I am sticking with Nationwide, been there about 5 or 6 years now. I have the Commercial 2 mil/1mil.

Other than a few additional insureds per year, they charge for additional but the certificates are free and faxing them to customers are free but when a company wants to be an additional insured with policy holder it cost about $100 extra after the first 3 but then after the first 5, then they are free again which does not make any sense to me but they give me the best rates over everyone else out there that I have called.
 
Mine has our PW equipment on it too, so it's out of whack for just straight out liability insurance. Shelly pays all the bills but I think it's between $2500 and $3500 per year.

Without the equipment it would probably be less than half that would be my guess.
 
1 Million GL
1 Million Umbrella
2 Million Agg.
Plus equipment
All 1 policy

$2k/year

Additional Insured companies are free of charge. The last company I had charged $50/piece.
 
I am paying about $1550 more or less for everything on 1 policy, the equipment was about $600 I think.

For the 1mil/1mil it was a few hundred less per year but with a certain contract I had to raise it up.
 
Wow im paying WAY to much....but i do get good service...
we have 2-5 mil. but we need it for snow removal..
runs just under 10k a year.. but all of our equipment is covered even shovels..
 
Mine is out of whack because I have so many trucks. My vehicle insurance is $7000 a month. I know that my liability is tied to salaries. My wife pays those bills, but I think Liability is somewhere around $2000 a month.
 
I've had Joe for almost 7 years now. A few companies might be cheaper than he is but his company knows and specializes in power washing insurance. Plus I can pick up the phone and have a 'additional insured' faxed to the customer before I leave their office after singing the proposal.

I'll pay the few extra bucks for excellent customer service from Joe and his company.
 
1 Million GL
1 Million Umbrella
2 Million Agg.
Plus equipment
All 1 policy

$2k/year

Additional Insured companies are free of charge. The last company I had charged $50/piece.


**Update**

Switched to Joe Walters. Che-Che was great to deal with.

1 million/2 million policy
"Garge Keepers" coverage add on because one of our truck wash accounts entails moving them.
Equipment included.
$1,600/yr. no audit
 
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