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  1. #1
    Member Freshman Undergraduate
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    Jun 2016
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    Red Oak, IA
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    Possible Insurance Claim

    Not sure where to begin...I cleaned mold off the north side of a church using nothing more than just my jrod, so it was low pressure. There was some really old wiring and it shorted out pretty bad. Now three weeks later, I got a call from a guy that a couple of the board members want to know if I have insurance. Bottom line, they don't want to pay for the electrical repair/update. Mind you, it wasn't up to code in the first place and should have been done already and hindsight, I should have caught it. Can anyone tell me what, if anything, I should do next? Is it up to them to proceed or should I contact my insurance guy right away and explain the situation?
    Tim Fridolph

    tim@fridolphspressurewashing.com
    Red Oak, IA


  • #2
    Member Graduate Student Michael DeRose's Avatar
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    Nov 2011
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    Williamstown,nj
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    Best thing to do is contact your agent and explain the situation. Then your agent will advise you how to proceed from there. Best of luck to you and maybe add this into your invoice agreement ( fine print on the back) that states you are not responsible for a frayed or failing electrical wiring or bad seals around electrical equipment. This will somewhat cover you.

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  • #3
    Member Freshman Undergraduate
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    Jun 2016
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    Red Oak, IA
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    I will probably do just that. They already had the work done, so I wonder if they pursue the claim, my insurance company would probably have to rely on the word of the electrician.
    Tim Fridolph

    tim@fridolphspressurewashing.com
    Red Oak, IA


  • #4
    Member 7000 PLUS POSTER Scott Stone's Avatar
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    Aug 2001
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    7,108
    Put it on your insurance. They have people that are paid to figure out liability. They are also good at explaining why it is not there problem. Just one of their many services.
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    Scott Stone
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  • #5
    Member Freshman Undergraduate
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    Jun 2016
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    Red Oak, IA
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    I let them know. He told me that as long as there was no negligence on my part (which there wasn't) then they won't pay out.
    Tim Fridolph

    tim@fridolphspressurewashing.com
    Red Oak, IA


  • #6
    Member Freshman Undergraduate
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    Jan 2019
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    Corpus Christi, TX 78476
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    4
    Once, I had a client with the same problem.
    The Home Improvement Blog - https://homearise.com

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