JBurd
New member
My insurance carrier has me divide my employee's labor between Roofing (ie roof cleaning) and Janitorial (ie everything else). I first had an employee in 2011. Here are my rates ($ premium per $100 in gross payroll) over the years and the percentage increase compared to the previous year. Note...I have never had a claim and my gross payroll has gone up every year yet my rates have more than doubled over these years. (so much for good customer and volume discounts!).
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year | Janitorial | % increase | Roofing | % increase |
2011-2012 | 6.51 | 24.9 | ||
2012-2013 | 8.08 | 24.12 | 28.65 | 15.06 |
2013-2014 | 10.34 | 27.97 | 26.98 | -5.83 |
2014-2015 | 11.88 | 14.89 | 30.42 | 12.75 |
2015-2016 | 14.37 | 20.96 | 36.78 | 20.91 |
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