I checked around this year for another agent including JW and they were a few hundred more than what I was paying and they did not even cover my equipment so I am sticking with Nationwide, been there about 5 or 6 years now. I have the Commercial 2 mil/1mil.
Other than a few additional insureds per year, they charge for additional but the certificates are free and faxing them to customers are free but when a company wants to be an additional insured with policy holder it cost about $100 extra after the first 3 but then after the first 5, then they are free again which does not make any sense to me but they give me the best rates over everyone else out there that I have called.