Do you have Replacement Value or Depreciated Value insurance on your equipment?

[Christopher]

It is about time to renew insurance on the business and equipment but found out that I have depreciated value on the trailer and equipment.

I have insurance through Nationwide.

I was told that they can only offer the depreciated value, not replacement value so I will be looking for replacement value insurance.

Do any of you have replacement value insurance on the inland marine policy, if so, who do you have insurance with?

Thanks.